are8 EMBEDDED FINANCE

Revenue becomes financing.

Embedded finance infrastructure that turns a business’s sales data into financing: suppliers are paid the same day, the business pays on terms of up to 120 days.

₺

WHAT IT IS

Infrastructure where finance lives inside software.

are8 is CLevel’s embedded finance company. It delivers financing not through a bank branch but inside the software a business uses every day, extending a relationship that starts with free POS and business software into collateral-free supplier financing.

WHAT IT SOLVES

It removes the three barriers businesses face in accessing finance at once.

SOLUTION

Same-day supplier payment

The supplier invoice is paid the same day by a financing partner; the early-payment advantage stays with the business.

SOLUTION

Terms of up to 120 days

The business defers payment by up to 120 days or splits it into 6 equal instalments, easing cash flow.

SOLUTION

Limit decision in 24 hours

No collateral, guarantor or balance sheet required; the limit is set within 24 hours based on sales data.

HOW IT WORKS

From sale to financing in one flow.

Sales run on one system Revenue becomes data Limit set in 24 hours Supplier paid the same day Repayment runs automatically

SALES

Sales run on one system

With are8 POS and Table, sales, tables, QR menus and kitchen displays run on the same infrastructure.

DATA

Revenue becomes data

POS collections and operating data build the business’s financial profile in real time.

LIMIT

Limit set in 24 hours

are8 AI reads revenue and payment behaviour and proposes a collateral-free limit.

PAYMENT

Supplier paid the same day

The invoice is paid by a financing partner; the business chooses terms of up to 120 days or 6 instalments.

REPAYMENT

Repayment runs automatically

Repayment is taken automatically in small shares of POS collections; the limit grows with payment behaviour.

HOW IT SERVES

Beside the business, inside the till.

Supplier financing (are8 EF)

Same-day supplier payment; terms of up to 120 days or 6 equal instalments.

Free business software

POS, Table, QR menu, kitchen display and are8 OS for chains.

Compliant financing infrastructure

Financing is provided through licensed finance companies under KVKK-compliant processes.

For every business that generates revenue.

WHO IT SERVES

Restaurants and cafés

Businesses managing supplier payments and cash flow.

Restaurant chains

Chains that need branch standards, live consolidation and central financing.

Suppliers

Supplier networks that want to collect receivables the same day.

₺

CONTACT

Embedded finance for your business.

Talk to the are8 team about access to finance and business software, or check your limit on are8.net.

Get in touch → Visit are8.net ↗

Other companies →

Beside the business, inside the till.

Supplier financing (are8 EF)

Same-day supplier payment; terms of up to 120 days or 6 equal instalments.

Free business software

POS, Table, QR menu, kitchen display and are8 OS for chains.

Compliant financing infrastructure

Financing is provided through licensed finance companies under KVKK-compliant processes.